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100% Commission
Cash-Back

We rebate all lender bonuses and commissions to our clients, so it’s easy to get the right loan, independent advice and monthly cash-back payments from us of up to 0.3% p.a.

We give you the option to deduct our fees from your cash-back to make things even easier.

All payments we deposit to your Bank Account are yours to keep forever as we protect you from commission clawback too.

Our Fees
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Take a $500,000 loan for example, this chart shows how our pricing compares to the lender paid commissions we pay you:

  • Our fees
  • Westpac
  • ANZ
  • NAB

‘Our fees (pricing)’ includes Advice Fee + all Cash-Back Admin Fees for the indicated period.

Our pricing is simple

You only pay a fee if your loan settles with us.

Advice Fee

0.65% of your Settled Loan Amount +GST
  • Invoiced on Loan Settlement
  • – OR –
  • Deducted from your cash-back

Cash-Back Admin Fee

$5.50 per deposit (usually monthly)

Thoughts from The Barefoot Investor

In his book The Barefoot Investor: The only money guide you’ll ever need The Barefoot Investor (Scott Pape) provides detailed tips on how to save money, repay your debts and ensure you get the best deal possible on everything from Super to Home Loans.

One of Scott’s suggestions is to consider using a cash-back mortgage broker.

Barefoot Investor cash-back mortgage brokers snippet(p. 206 | 2019 edition)

Unbiased is more than just another Cash-Back Mortgage Broker

Many mortgage brokers now offer cash back, they may call it cash back, commission sharing, mates rates or rebates.

Here are some of the ways Unbiased sets itself apart from other brokers:

Unbiased Mortgage Brokers Other Cash-Back Brokers
Track and manage your cash back online
Highest published mortgage customer Net Promoter Score
Convenient and secure online platform SmartApply used from start to finish
Access transparent comparison of 30+ Lenders
Improved loan range and competition via a flongle Mortgage Contest
No Clawback - deposited cash back is yours to keep forever