100% Commission
We rebate all lender bonuses and commissions to our clients, so it’s easy to get the right loan, independent advice and monthly cash-back payments from us of up to 0.3% p.a.
We give you the option to deduct our fees from your cash-back to make things even easier.
All payments we deposit to your Bank Account are yours to keep forever as we protect you from commission clawback too.
Take a $500,000 loan for example, this chart shows how our pricing compares to the lender paid commissions we pay you:
- Our fees
- Westpac
- ANZ
- NAB
‘Our fees (pricing)’ includes Advice Fee + all Cash-Back Admin Fees for the indicated period.
Thoughts from The Barefoot Investor
In his book The Barefoot Investor: The only money guide you’ll ever need The Barefoot Investor (Scott Pape) provides detailed tips on how to save money, repay your debts and ensure you get the best deal possible on everything from Super to Home Loans.
One of Scott’s suggestions is to consider using a cash-back mortgage broker.
(p. 206 | 2019 edition)
Unbiased is more than just another Cash-Back Mortgage Broker
Many mortgage brokers now offer cash back, they may call it cash back, commission sharing, mates rates or rebates.
Here are some of the ways Unbiased sets itself apart from other brokers:
| Unbiased Mortgage Brokers | Other Cash-Back Brokers | |
|---|---|---|
| Track and manage your cash back online | ||
| Highest published mortgage customer Net Promoter Score | ||
| Convenient and secure online platform SmartApply used from start to finish | ||
| Access transparent comparison of 30+ Lenders | ||
| Improved loan range and competition via a flongle Mortgage Contest | ||
| No Clawback - deposited cash back is yours to keep forever |